In the fast-paced world of trades and contracting, safeguarding your business against the unexpected is not just an option—it's essential. Our specialized insurance packages are designed to protect independent contractors and small business owners from a range of risks, including job site injuries, property damage, theft of tools, and liability claims.
Who We Serve
Our insurance solutions cater to a diverse group of professionals including carpenters, electricians, plumbers, and many more. Whether you're a cabinet maker, a landscaper, or involved in home renovations, our tailored insurance ensures that your business is protected. We understand the challenges you face on the job and offer coverage that makes sense for your specific needs.
Coverage Highlights
- Comprehensive General Liability: Protects up to $5M, ensuring peace of mind during your day-to-day operations.
- Tools and Equipment Coverage: Secure up to $150K for your tools and equipment against theft or damage. Higher limits are also available through different insurers if necessary, and coverage for rented or borrowed equipment can often be a critically overlooked detail.
- Content Insurance: Coverage up to $1M to protect the contents of your business premises.
- Employee and Employer Coverage: Extensive protection with Employer’s Bodily Injury coverage up to $5M and Employee Benefits up to $2M.
- Extra Expense Coverage: Automatically included at no additional cost to mitigate unexpected costs, keeping your business operational no matter what.
Benefits of Our Insurance
- Flexibility: Eligible for companies with up to $3M in Canadian revenue, with special provisions for renovation contractors.
- Ease of Documentation: Issue Certificates of Insurance with additional insureds easily and in-house as per your needs.
- Extended Protection: Optional endorsements like Rip & Tear and Tenant Legal Liability.
Don't let unforeseen events disrupt your business.
to find out how you can enjoy uninterrupted peace of mind with our robust Trades and Contractors Insurance.
Why Choose Us?
We are dedicated to providing comprehensive, hassle-free insurance solutions that allow you to focus on what you do best—running your business. Our team of experts is here to offer you personalized advice and support every step of the way.
Frequently Asked Questions
Trades and Contractors Insurance is a commercial insurance policy designed to protect professionals in the trades and contracting industries from risks such as liability, property damage, and equipment loss.
This insurance is ideal for professionals such as electricians, plumbers, carpenters, general contractors, HVAC technicians, and other tradespeople working in construction and maintenance.
It typically includes coverage for general liability, tools and equipment, commercial property, and coverage for vehicles used in your business operations.
It safeguards your business from financial losses due to claims of injury, property damage, or theft of tools and equipment, allowing you to focus on your work with peace of mind.
Contact us to discuss your specific business needs. Our team will help you customize a policy that provides comprehensive protection for your trade or contracting business.