First Foundation Financial Services
“Only one in three Canadians expecting to retire in 2030 are saving at levels required to meet basic household expenses in their retirement, and many may need to sharply increase their annual savings or continue working past age 65 to avoid financial hardship, according to a study sponsored by the Canadian Institute of Actuaries.” (Canadian Institute of Actuaries, June 2007) actuaries.ca
At First Foundation, we believe that a carefully thought out and professionally prepared financial strategy is a must! Because financial and estate planning are important parts of every individual’s and family’s financial well-being, we highly recommend that you work with a professional to provide to help ensure a secure and successful future for you and your family.
If you are doing the The Smith Manoeuvre, it’s a good idea to consult a licensed Investment Advisor to discuss the best investments for your specific situation. A qualified Investment Advisor will be able to suggest investments fit well with the Smith Manoeuvre and are eligible for tax deductible borrowing.
If you have a mortgage and are interested in doing the Smith Manoeuvre or some debt consolidation, you can apply online for a mortgage today!
In addition to the previously mentioned services, First Foundation believes in comprehensive life insurance. If you are in need of a life insurance policy it’s beneficial to contact First Foundation so we can assist you in finding a licensed professional.
First Foundation can also help you determine in consolidation of your credit card debt and other unsecured debt into your mortgage will work well for you or not. Debt consolidation will normally reduce the total monthly payments and make your debt load much more manageable (as well as combine many payments into one).
If you have any questions or would like to be put in contact with one of our Investment Advisors, please contact First Foundation.