First Foundation brokers know that the rates for mortgages in Alberta are competitive. But your bank doesn't want you to know that at mortgage renewal time, and that's why your best choice for a good Alberta mortgage rate is First Foundation.
We Work For You - Not the Lender
We get paid when we bring a lender your business, but we decide which lender is best for you based on the rates and terms that you're looking for on your Alberta home. You never pay any fees to us for the services we provide as your broker, and those services are valuable both before and after you purchase your home. After you get the mortgage, we can talk to the lender on your behalf and sort out any questions or problems that you have, saving you valuable time that you could have spent on hold trying to contact the right person.
Get Pre-Approved at the Best Mortgage Rates
Take advantage of lower Alberta mortgage rates by getting a pre-approval. Pre-approved rates are locked in for 30 days, giving you time to shop around and alleviating any worries you may have about rates going up when you're ready to buy.
First Foundation Does Better Than Your Bank
We'll get you a better mortgage rate for your Alberta home than your bank will give you at mortgage renewal time, or at any other time for that matter. We have access to a range of Canadian mortgage lenders, all of which are backed by the same securities as your bank. In most cases, they can offer more competitive rates than the banks because mortgages are their sole business. A broker is an especially good option for you if you are self-employed or own your own business; banks can have problems lending to you since you don't fit in a neat little salaried box.
Different Terms for Different People
We'll get to know your financial situation before suggesting what terms you should be looking for. If you are concerned about interest rates going up in the near future, a fixed rate mortgage is your best choice. Remember too that you can take out a variable rate mortgage and switch it to a fixed rate with some lenders, so if you want this flexibility just let us know and we'll make sure you get it. With mortgage interest rates being as low as they are in Alberta, a long-term fixed rate mortgage may actually be your best bet.
Give First Foundation a call or get an online quote today to find out what kind of Alberta Mortgage rate we can find you.