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August 1, 2024 New 30-Year Amortizations for First-Time Homebuyers - What You Need to Know
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July 24, 2024 Bank of Canada Rate Drop: A Step Forward or Missed Opportunity?
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OWN
GROW
PROTECT

#OwnGrowProtect Blog

Gordon McCallum

10 Ways to Build Your Credit

September 2, 2010
Well this is a terrific article about building credit that I wish I had written! Gail Vaz-Oxlade from Til Debt Do U$ Part fame wrote it, however, and I guess… Read it »
Gordon McCallum

What Does a Chair And a Mortgage Application Have in Common?

August 26, 2010
When a lending underwriter looks at a mortgage application, they are viewing it like a chair – it has four legs that that holds it up reliably- employment, credit, downpayment… Read it »
Gordon McCallum

Can My Uncle’s Best Friend’s Second Cousin’s Boss’s Girlfriend, Debbie, Gift Me My Downpayment?

August 24, 2010
The short answer is no…the long answer is maybe. When it comes to downpayments, it is possible for others to contribute part or even all of it. Lenders know that… Read it »
Gordon McCallum

Straw Buyers and Mortgage Fraud

August 12, 2010
Last week a mortgage fraud scheme was uncovered by the police, allegedly worth $12 million and involved 22 homes right across Calgary and eight banks. The scheme allegedly involved convincing… Read it »
Gordon McCallum

Edmonton Leads the Way in New Home Starts

August 11, 2010
Canada’s overall annual rate of housing starts dropped by 1.6% according to numbers released by CMHC on Tuesday. New home starts were reported to be at 192,300 in June and… Read it »
Gordon McCallum

Why Sell Your House When You Can Refinance and Renovate?

July 30, 2010
We all know lives change and so do people’s needs. Whether it be an expanding family, a desire to rent a suite, add a sun room or other possible features,… Read it »

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