Do I Need Snowmobile Insurance?
Just like any other motorized vehicle, snowmobiles must be insured if you want to drive them outside of your own personal property. A basic, mandatory snowmobile insurance policy will offer minimal coverage for third-party liability and accident benefits. Because snowmobiling can be dangerous, and because people want to protect their hard-earned investment in their winter off-road vehicle, many snowmobile owners will purchase additional insurance. For example, if you want to protect your snowmobile year-round, you can purchase insurance to cover you in case of fire, flood, theft, or even vandalism.
How Much Is Snowmobile Insurance?
The amount of your snowmobile insurance policy will depend on a number of specific factors such as the size of your snowmobile and your insurance history. In addition, the risks of operating a snowmobile can change depending on conditions, so it’s a good idea to check your insurance policy every year before you hit the trails to make sure you’re properly protected.
First Foundation’s Snowmobile Insurance Coverage:
We can help you compare different snowmobile insurance quotes to make sure you’re getting the best coverage for your needs and your budget. We work with a variety of insurance providers, and our goal is to match your specific insurance needs to the right policy.
Did You Know?
Even if you operate an ATV in the summer, you will still need to purchase a separate insurance policy to cover your snowmobile. Although snowmobiles and ATVs have similar purposes, they represent two different vehicle categories which come with their own rules, regulations, and price points.
Bundle up and get ready to shred some snow – worry free! Get a free online snowmobile insurance quote today: