Mortgage Products and Services

Independence = Selection

As mortgage brokers we will assist you in selecting the best mortgage product to meet your unique needs and objectives. Here is a list of our most common mortgage products for you to learn more about what type of mortgage might be the right fit for you. Contact Us to discuss your needs or Apply Online today.

1. Fixed Rate Mortgages

Fixed rate mortgages are very popular in Canada – especially the five-year fixed rate. While you may be paying slightly more than you need to over time by choosing a fixed-rate, these products are popular for their “peaceful sleep” characteristics. Think of a fixed rate like you would a GIC – it’s not exciting, but it’s secure. Learn more »

2. Variable / Adjustable Rate Mortgages

A great alternative to fixed-rate mortgages are adjustable-rate or variable-rate mortgages, which are very similar. Variable and adjustable-rate mortgages typically save people money over time when compared to fixed rates – but they come with a bit of uncertainty and risk because the rates and payments can fluctuate with the Bank of Canada Prime Rate. Learn more »

3. Home Equity Lines of Credit

Home Equity Lines of Credit, or HELOCs, are great tools for homeowners that want to have access to equity in their homes. Common uses of HELOCs include borrowing to renovate, borrowing to consolidate debt, borrowing to invest, or implementing the Smith Manouevre or a Tax Deductible Mortgage Plan. Learn more »

4. Mortgage Life and Disability Insurance

First Foundation encourages all of our mortgage customers to consider life and disability coverage that will pay off your mortgage in the event of a death, or make your mortgage payments if you become disabled and unable to work. The Mortgage Protection Plan, underwritten by Manulife, is a great Mortgage Life and Disability policy that offers multiple advantages over lender-based programs. Learn more »

5. Home Insurance

First Foundation offers its clients an opportunity for discounted insurance rates on Home and Auto Insurance. Through a partnership with First Foundation Insurance, an Alberta insurance company, we can provide our mortgage clients with excellent and well priced home and auto insurance services. Learn more »

View our available Mortgage Products or fill-out our Secure Online Mortgage Application today! Click here to research Edmonton MLS® Listings

Last updated Oct 17, 2016