When it comes to mortgages, terms like "prime rate," "bank rate," and "fixed rate" can feel confusing. Knowing what these rates mean and how they’re set can help you understand… Read it »
After a distinguished career, our good friend and colleague Debra Schulz will be retiring from First Foundation on October 31! Debra’s long-standing commitment to her clients and her expertise have… Read it »
As Canada's real estate landscape changes, Alberta remains at a crossroads. While regions like Toronto and Vancouver have fully transitioned into buyer’s markets, Alberta's major cities, Calgary and Edmonton, continue… Read it »
If you’re planning on buying or selling real estate in Alberta, you may want to wrap up those transactions soon. Starting on October 20, 2024, the fees for land title… Read it »
The Canadian government has announced a new mortgage refinancing program aimed at increasing housing supply by allowing homeowners to build secondary suites. Starting January 15, 2025, homeowners can refinance up… Read it »
In a significant update to Canadian mortgage regulations, the Office of the Superintendent of Financial Institutions (OSFI) has announced that it will remove the stress test for uninsured mortgage renewals… Read it »
