Edmonton Life Insurance

We offer term life insurance, universal life insurance, and whole life insurance policies. Term life insurance is often the least expensive option and covers you for a specific period of time. Whole life insurance covers you for life without having to worry about an expiration date for your policy. Universal life insurance combines coverage for life and investment accounts that are protected within your life insurance policy.

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Critical Illness and Disability Insurance

While these two terms sound like they should be the same product, they aren't. Critical illness only covers you for specific critical illnesses that your policy will list, while disability covers you if you happen to develop a disability that prevents you from working.

First Foundation is an Edmonton insurance broker with a wide selection of insurers to choose from. This means we can find the exact policy you're looking for to cover yourself, your loved ones, your family, or your investments. A broker will inevitably find you a better policy than an insurance company will if you go directly to them, because we have so much more to choose from.

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Edmonton Mortgage Insurance

Do you really need mortgage insurance if you have life insurance? It really depends on your situation. If your spouse makes significantly less than you do and you are concerned about their ability to stay in your home in the event of your death, you should consider mortgage insurance. It is important to purchase mortgage insurance through a licensed broker like First Foundation to protect yourself. This piece for the Edmonton Journal – "Different Ways to Insure a Mortgage", talks about how CBC Marketplace uncovered the case of two people who were not paid out on claims from their bank's mortgage insurance due to not filling out the applications correctly, which were very vague and easy for clients to misinterpret.

An insurance broker will make sure that all forms are filled out correctly and you get the necessary medical exams for either Edmonton life insurance or mortgage insurance. We'll guide you through the process so you don't have to navigate it on your own.